by Melissa Steele | Aug 1, 2025 | Blog
When we think about retirement planning, many people focus more on money coming IN, rather than money going OUT. We’ve talked quite a bit about how minimizing taxes in retirement is a crucial strategy for maximizing your income, but there’s another factor that is...
by Melissa Steele | Jul 21, 2025 | Blog
Retirement isn’t as simple as it used to be. Today’s retirees can’t just focus on when they want to downsize or where they want to golf next; they’re juggling responsibilities that much of the previous generations didn’t have to face. Thanks to medical advancements...
by Melissa Steele | Jul 4, 2025 | Blog
Are you and your spouse planning for retirement, or are you just saving for retirement? Retirement income planning starts with conversations like these, not just saving more. It’s an important distinction that people tend to miss. If you’re focused on saving, saving,...
by Melissa Steele | Jun 30, 2025 | Blog
If you ask how you can increase your income stability in retirement, there’s a reason why one of the first things we’ll look at is tax planning. Does that surprise you? Most retirees looking to build up a buffer against uncertainties like market volatility, inflation,...
by Melissa Steele | Jun 17, 2025 | Blog
How much time did you spend in your twenties thinking about life insurance? If you’re like most people, not much, if any. The exception is if you lived through an experience where your family did–or, sadly, didn’t–have the safety net of life insurance when it was...
by Melissa Steele | May 27, 2025 | Blog
You’d be hard-pressed to find a word people hate hearing more than “risk” in the context of their financial plan, which is no surprise. We want our financial decisions to generate reliable, predictable results! However, as the saying goes, you can’t have your cake and...
