The Parady Blog

After a long commitment to your career, you've decided to retire from your daily 9-5 "grind". Retirement looks promising, but you worry if you will have enough money to enjoy a good life. Does this sound familiar? The average age for retirement in the US is 65 years...

Over the years, many wise people have said that “cash is king”. The phrase refers to the concept that money (cash) is more valuable than any other type of financial tool, such as stocks or bonds. Having liquid funds available can be vital because of the flexibility it...

As you approach the Golden years, it is important to prioritize your efforts to untax retirement income and reduce future Medicare surcharges. IRMAA, (income-related monthly adjustment amount) is a fee you pay on top of your Medicare Part B and Part D premiums, if you...

Retirement is an exciting chapter in life. After decades of hard work, you finally get to relax and enjoy your time. However, to truly make the most of your retirement, it's crucial to navigate your options carefully, especially when it comes to taxes. Making smart...

Key Takeaways: Create a budget, maintain an emergency fund, and diversify income sources (Social Security, pensions, savings, investments, and annuities) to ensure financial stability and a stress-free retirement. Plan for health care by understanding Medicare,...